How much do you charge if I cancel my policy?

If you cancel your policy at any point after purchase 1ST CENTRAL will retain the £50 policy set-up fee. See the table below for any additional fees relating to cancelling your policy; 



Cancellation within 14 days of the policy’s start date

No Fee

Cancellation before the policy start date

No Fee

More than 14 days after policy start date


For non-disclosure and/or misrepresentation


For failure to provide requested documentation when asked, for example, proof of a declared no claims discount or driving licence














These fees are in addition to the arrangement fee and are charged at the time of cancellation, alongside a pro-rata charge for the time on cover. These charges, less any payments made to us, is how your outstanding balance to pay/be returned is calculated.

Full details of our  fees can be found here.